Key Skills

Job Description

About PandaPay PandaPay is developing its international payment capabilities and expanding its cross-border payment operations across multiple markets. About the Role We are seeking an experienced payments compliance professional based in the Netherlands to support PandaPay's regulatory licensing process and the development of its compliance framework. The ideal candidate should have practical experience in payment services regulation, licensing requirements, and the fintech or payments industry. Key Responsibilities Support PandaPay in preparing and coordinating the regulatory licensing process in the Netherlands. Identify applicable regulatory requirements and licensing obligations. Prepare and review licensing documentation, compliance policies, procedures, and supporting materials. Support regulatory communication and coordination with relevant authorities and external legal advisers. Develop and review AML/CFT policies, risk assessments, and compliance frameworks. Advise on KYC/KYB, CDD/EDD, transaction monitoring, safeguarding, and other relevant payment compliance requirements. Provide ongoing regulatory guidance to support PandaPay's planned business operations in the Netherlands. Requirements At least 5 years of relevant experience in payments, fintech, EMI, PI, PSP, or financial services compliance. Previous involvement in PI/EMI licensing or regulatory authorisation processes in the Netherlands or another EU jurisdiction. Good understanding of Dutch and EU payment-services regulations and AML/CFT requirements. Experience preparing regulatory documentation and compliance frameworks. Strong communication skills and ability to work independently in a part-time arrangement. Based in the Netherlands and legally eligible to provide professional services. Preferred Qualifications Experience with DNB licensing and regulatory engagement. Previous experience in a licensed EMI, Payment Institution, or cross-border payments business. CAMS, ICA, or other relevant compliance qualifications. Engagement Details Initially engaged on a part-time, remote service-provider basis. Flexible working hours and monthly allocation, to be agreed based on the candidate's experience and scope of work. The initial engagement will focus on licensing preparation and regulatory readiness. As the licence is obtained and business operations become more established, the scope and workload may increase, potentially leading to a full-time opportunity.

Core Responsibilities

Support PandaPay's Netherlands licensing preparation by identifying regulatory obligations, preparing documentation, and coordinating with authorities and external legal advisers. Develop and review AML/CFT policies, risk assessments, and compliance frameworks, and provide ongoing guidance on payment compliance requirements.

Requirements

Candidates need at least five years of relevant compliance experience and prior involvement in PI/EMI licensing or regulatory authorisation in the Netherlands or another EU jurisdiction. They should understand Dutch and EU payment-services and AML/CFT requirements, have experience preparing regulatory documentation, and be based in the Netherlands with eligibility to provide professional services.