
Financial Risk Specialist
Key Skills
Job Description
This is Adyen
Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.
For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster.
Financial Risk Specialist
We are looking for a Financial Risk Specialist to join our dynamic global second-line Enterprise Risk team in Amsterdam. These are transformative times for Adyen; we are rapidly growing in new countries and are also broadening our product offering through our embedded financial products. We are looking for a risk manager that strengthens and builds out the banking and financial risk capacity within our technology company. This is where you come in.
You have a proactive mindset, you are eager to learn and you are looking for an opportunity that allows you to take ownership and self-dependently translate a vision into practice. While you will contribute to a wide array of the financial risk team’s deliverables, your initial focus area will be in building out Adyen’s risk and credit lifecycle management framework for financial products.
Adyen has a flat organizational structure and limited management layers, so having expertise means independence but also ownership in conceptualizing and building these solutions yourself. Adyen is a fast-moving place, offering plenty of opportunities to broaden your profile in the risk domain. The financial risk team is a strong, stable and impactful team within Adyen. The perfect place to accelerate your career.
What you’ll do
- Together with first-line teams build out Adyen’s risk and credit lifecycle management framework for credit products by translating internal and external requirements into processes, monitoring and mitigation strategies;
- Respond to, scope and implement remediation plans for internal and supervisory remediation items;
- Independently challenge and support the scaling of Adyen’s embedded financial product offering: loans, bank accounts, card issuing and overdrafts;
- Perform regulatory gap analyses, scope and incorporate relevant regulatory requirements into respective risk or reporting framework; and
- Contribute to key financial risk team’s deliverables including risk policies, and their contribution in SREP, DGS, ICAAP/ILAAP, recovery planning, insurance framework, Pillar 3 and the Annual Report.
Who you are
- Around 2+ years or more relevant working experience within banking, financial risk management, financial auditing or consulting, with proven expertise in credit risk management;
- Solid and practical knowledge of prudential banking regulation (CRR, CRD, Basel, OCC, PRA);
- A proactive, self-dependent, energetic lifelong learner with a hands-on mentality that does not hesitate to challenge the status quo;
- Eagerness to work and drive change in an innovative and dynamically evolving technology company within the financial sector;
- Advanced skills in stakeholder management, as well as building and maintaining strong working relationships across an organization; and
- Great communication skills and ability to break down and explain technically challenging topics in simple terms.
Our Diversity, Equity and Inclusion commitments
Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at Adyen.
Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application!
What’s next?
Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility.
This role is based out of our Amsterdam office. We are an office-first company and value in-person collaboration; we do not offer remote-only roles.
Core Responsibilities
The Financial Risk Specialist will build and manage the risk and credit lifecycle framework for financial products while ensuring regulatory compliance. They will also support the scaling of embedded financial products and contribute to key risk deliverables like ICAAP/ILAAP and annual reporting.
Requirements
Candidates should have at least 2 years of experience in banking, financial risk management, or auditing with specific expertise in credit risk. A strong understanding of prudential banking regulations such as CRR, CRD, and Basel is required.
About Adyen
Industry: Financial Services
Company size: 1,001-5,000 employees
Adyen (AMS: ADYEN) is the financial technology platform of choice for leading companies. By providing end-to-end payments capabilities, data-driven insights, and financial products in a single global solution, Adyen helps businesses achieve their ambitions faster. With offices around the world, Adyen works with the likes of Meta, Uber, H&M, eBay, and Microsoft. For support visit: https://support.adyen.com