• Contribute to regulatory licence applications and projects, including programmes of operations, business plans, AML/CFT frameworks, safeguarding, governance, and outsourcing documentation.
• Build regulatory requirement matrices, application document maps, evidence trackers, and document-control processes.
• Prepare and coordinate responses to regulatory RFIs, comments, and requests from regulators, external counsel, and consultants.
• Draft, review, and maintain compliance policies, procedures, methodologies, risk assessments, and control descriptions.
• Track regulatory commitments following submissions and verify that documented controls are effectively implemented and operating in practice.
• Provide compliance advice on new products, business partners, jurisdictions, outsourcing arrangements, and changes to the business model.
• Review and advise on complex AML, sanctions, CDD/KYB, and transaction-monitoring escalations.
• Monitor regulatory developments and assess their impact on policies, processes, controls, and business activities.
• Conduct gap analyses, thematic reviews, and risk assessments while coordinating remediation of findings, weaknesses, and breaches.
• Support regulatory reporting, notifications, audits, inspections, and other supervisory engagements.
• Provide compliance guidance and training to business stakeholders.
• Manage multiple regulatory workstreams simultaneously while maintaining consistency, accuracy, and strong documentation standards.

Requirements

• 5+ years of regulatory compliance experience, including at least 3 years within regulated payments, e-money, cryptoassets, or a closely comparable fintech environment.
• Hands-on experience drafting regulatory applications, compliance policies, or AML/CFT frameworks, with clear ownership of the resulting documentation.
• Practical knowledge of at least one relevant authorisation framework, such as UK EMI/payment services, UK MLR cryptoasset registration, EEA EMI/PI, MiCA/CASP, or Jersey VASP.
• Strong understanding of the regulatory differences between EMI/PI, CASP/VASP, and AML registration perimeters.
• Ability to independently interpret primary legislation and regulatory guidance and translate requirements into practical compliance measures.
• Working knowledge of AMLD/FATF standards, sanctions, outsourcing, governance, and related regulatory requirements.
• Understanding of how transaction monitoring, sanctions screening, blockchain analytics, and case-management controls are designed, implemented, and evidenced.
• Experience using Sumsub, ComplyAdvantage, Scorechain, Fireblocks, or comparable compliance and financial-crime tools.
• Understanding of investigations, escalation processes, and SAR/STR reporting governance.
• Fluent professional English with excellent written communication and regulatory drafting skills.
• Ability to work independently within European business hours and travel occasionally to an EU office.
• Experience coordinating regulatory applications through submission, RFIs, and decision stages is an advantage.
• Experience working within an authorised EMI, PI, CASP, VASP, or another regulated financial institution is preferred.
• Experience with business-wide risk assessments, customer-risk methodologies, safeguarding, and outsourcing documentation is beneficial.
• Familiarity with regulatory RFIs, audits, inspections, interviews, and application trackers is valued.
• Exposure to businesses combining cryptoasset and payment services across B2C and B2B environments is a plus.
• Background in a regulator, specialist regulatory consultancy, or law firm combined with in-house implementation experience is advantageous.
• Knowledge of DORA, operational resilience, data protection, and regulatory reporting is desirable.
• Independent SAR/STR filing experience is a plus.
• A degree in law, finance, economics, risk, or compliance, together with CAMS, ICA, CGSS, or a comparable certification, is preferred.

Benefits

• Remote or hybrid working within an approved European location.
• Minimum 4-hour overlap with the European working day.
• Full-time B2B contract.
• Direct reporting to the Global Chief Compliance Officer.
• Opportunity to work across multiple licensing applications and regulatory jurisdictions.
• Direct exposure to regulators, external counsel, consultants, and senior leadership.
• Cross-functional collaboration with Compliance/AML, Legal, Product, Operations, Finance, Risk, and Security teams.
• Opportunity to take ownership of regulatory projects and documentation rather than focusing on administrative compliance tasks.
• Weekly prioritisation meetings and regular workstream check-ins.
• Occasional travel to an EU office.
• Opportunity to contribute to the development of regulatory project and documentation capabilities within a global fintech environment.